Only earthquake where I thought I was toast was in Orange County, CA.
For unrelated reasons, I was a visitor in the emergency section of the hospital which was bottom floor/underground.
I watched a split between the wall and ceiling progress away from me and knew there was no way I could clear the impact of 7 stories above me. So, I stayed with the person who had no other options but to stay there.
That was one of the times where I seriously thought I wasn't going to make it to the end of the day. Other than that kind of stuff, I don't understand those people who get all wiggy when the ground shakes.