Pay yourself first, Save, invest, and increase your financial literacy.
Many people are starting a home business (about 70,000 per day). This is a huge tax vehicle, which is why most rich people are rich in the first place. They probably have their own businesses, whether tiny or huge, and they can write off a lot during tax season.
Another way is via Affiliate Marketing and Direct Sales {sales people happen to be the 3rd highest paid people, after actors and athletes}.
So, in conclusion, use your money more wisely, research affiliate marketing, or join a direct sales company that has a product that matches your vision.
Cheers.
Anne Marie