Most gyms put you in a contract you can't get out of. I had to deal with this a number of times with Bally's. That's why I love Lifetime Fitness, month to month no contract!
Never give a gym your bank details. EVER.
I used to work at TD Bank, and literally 95% of "hey Hannah this charge showed up on my account and I didn't authorize it can I get the money back?" were from people who had cancelled their gym memberships but were still getting charged.
Never give a gym your bank details. EVER.
I paid a year upfront at my current gym, it was cheaper that way too.
Hahaha I had a problem just like that with Massage Envy. Took about 3 months to resolve and they were still trying to collect from me a year later.
Have your attorney send a letter of call (saying you're taking action). Everything will go away immediately. The problem is collections. If you don't do something about this it will kill your credit. Then down the road you'll pay the bill just to restore your credit.
Are these gyms that sign you up for a 1 year or 2 year contract or something, and if you cancel early you get screwed? Or are they just not letting you cancel regular month-to-month memberships?