I was an on floor derivatives trader for 5 years before I got into the internet. With that background here is the advice I would give.
Invest in yourself.
Corporate America is about making the insiders rich, the waste is unbelievable.
Wall Street is about how much money can I steal from this guy before he notices. Your broker knows less than you, he just knows how he gets paidm and trust me you dont begin to understand how they take money from you.
Mutual Funds are tools. You are paying a fee for them to advertise to new investors which invariably drive your returns down.
Real Estate - toilets never break at noon on tuesday when it is convenient. They only go apeshit at 3AM on Christmas Day when you are out of town.
Build a small solid company around something that you are good at. You dont have to be Bill Gates to be a success. You all by yourself can make a good living selling tshirts or ebaying or mowing lawns or writing or whatever it is you enjoy and are good at.
Most people are just too chicken to actually invest in themselves. They prefer to blame someone else for why they are stuck somewhere they dont like. Taking a risk and failing is nowhere near as bad as it sounds.