your "secret" is well known. its not some secret, its a business plan. banks borrow at rate X and lend at rate Y. that's how they "truly operate". god forbid, banks are businesses, not institutions to serve the brokeass.
That does not make any sense. I wanted you to find out about FRACTIONAL LENDING and how it's used to manipulate our economic system through govt debt.
My original question was, "find out how a bank can take in one million dollars in deposit and lend ten million dollars from that one million" The secret of how they operate can be determined if you find out the correct answer. It has nothing to do with the lending or borrowing rate.