Money on the table, customers in OKC who don't have debit cards, how to get dat money

Jameel

Jameel

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Feb 14, 2007
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So we have customers in OKC, lots of them who want to sign-up, but they only have checking accounts. Our specific product requires a debit / credit card for the sign-up. How can we get this money?

I had some ideas about maybe there is a company that lets you generate vcc's. We could use the VCC's and get a check in the mail from the customer for the first sign-up.

For now we have been walking them through getting prepaid cards but it takes forever and it really slows the business down.

Any ideas bros?
 


Check in the mail.

Western Union.

Buy prepaid debit card at any local store.

Checking account = Wire that over. (Tell them to stop by their bank, ask to send $100 to Joe Smith account #: 38923839, at US Bank. Done..)

Certified Cashiers or Regular Check. (Have them snap a photo of it, cash it using a banking mobile app. I can cash checks instantly on my smart phone. OR enter checking info online, done.)
 
dsiomtw said:
Sell stuff to people who actually have money? I've heard it's easier than selling stuff to broke ass people.
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Nobody ever made any fucking money selling SHIT to poor people.












































Except for Sam Walton.

FIDqUMh.jpg
 
potentialeight said:
I'm sorry for this question in advance: Does OKC stand for OkCupid?
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Lol, don't feel bad, bro- I have no idea what this fucking so-mysterious, in-crowd, top-secret, hipster fuck is talking about either.

Oklahoma City? OK Corral? Outer Khmer Cambodia? Obtuse Kentucky Cocksuckers?

Plz explain, Jamool. Hard to make a recommendation when I don't know even what fucking planet you are referencing.
 
Whoops, OKC = Oklahoma City.

We are pushing a product through another company and they require a debit/credit card for the initial sign-up. We can't use any other processor because it's all their backend stuff. The process of getting them to get a debit card or a prepaid takes so long, we want to be able to sign them up then and collect the check later. For us to get any commission or even process a sale you need a credit card or debit from them.

I think we need a virtual credit card on demand type of solution. Something where we can put money in an account, and basically use a virtual credit card, sign them up, collect their check, and then help them setup their own debit card and change it over.
 
Jameel said:
I think we need a virtual credit card on demand type of solution. Something where we can put money in an account, and basically use a virtual credit card, sign them up, collect their check, and then help them setup their own debit card and change it over.
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Piss off the wrong dipshit, and that'll quickly be called money laundering, wire fraud, and racketeering.
 
Skyfire's spot-on correct... Even if you find a legal way to do it, you'll be hanging by a thread, and anything that looks suspicious could land you in jail for a decade or two.

One idea for you... These are in every walmart now:

American-Express-Walmart-Bluebird.jpg


http://www.mybanktracker.com/news/2012/10/09/amex-walmart-offers-attractive-free-checking-account-alternative/

If that doesn't work yer SOL, unless you're in a position to teach the customers about bitcoin and get your seller to accept it via bitpay or coinbase. That would make you and the seller the most income, but you'd have to do more work educating up front.
 
Jameel said:
I think we need a virtual credit card on demand type of solution. Something where we can put money in an account, and basically use a virtual credit card, sign them up, collect their check, and then help them setup their own debit card and change it over.
Click to expand...

Don't know what volume you're doing, but if it's worth it, you could always become your own debit card issuer. Costs about $25k to get setup though. For example, M2 Payment Solutions offer it.

Then you can accept whatever payment methods you want, for each new customer issue them a debit card, and pay the supplier with that. Then send the customer their new debit card, and credit their commissions or whatever to it.
 
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