That's not true. Some products are impulse buys while others have a longer sales cycle with more research being done.
Plus, insurance is a very personal product with a lot of personal information involved. The insurance industry has a fairly bad reputation causing people to be more gun shy about entering information or making a final purchase.
Right, but that's why they are LEADS, not SALES. People curious about how much life insurance will cost are probably as likely to fill out a quote request as people looking for any other type of quote...