you should do crossfit if you want to do something gay like p90x. otherwise be a real man and stick to bench, squat, deadlift, pull ups, cleans. cardio is for girls. you should be good once you can clean 225 if you weigh 205. try for a 200lb overhead press too.
^^^ this
If you have at least $100/month to spend, but you don't know a damned thing about putting together a training routine or forcing yourself to train with high intensity, then your best choice is to join a local CrossFit box. They will tell you exactly what to do, how to do it, and they'll push you to get it done. It might be closer to $200 a month depending on your location.
If you are REALLY able to motivate yourself to train at a high intensity, find yourself a good workout routine (shameless plug: visit the link in my sig and peep the fat loss workout for men) and join a gym. This will cost you maybe $150-400 a year depending on where you join. Be wary of their personal trainers - most corporate gyms have shitty trainers. Someone who knows what they are doing will get stronger training in a gym than they will using CrossFit or any home workout DVDs. If you don't give a rat's shit about strength or muscle, CrossFit might be for you.
If you insist on working out at home, P90X is the best choice for home workout DVDs. It is essentially the poor man's CrossFit. If you can't do a single pull up, then you need to buy yourself a pull up bar, or find something to mimic a pull up bar, and every other day for a month do 5 sets of 5 negative reps. Just jump up to the bar (or use a stool to climb up if you have to) and lower yourself down slowly with a 3 second count. Once a week try to do a pull up on your own with a jump or a stool. For the P90X workout, buy yourself a resistance band and do pulldowns when P90X calls for pull ups, but try to find the strongest resistance band you can, because pull ups with bands are hella easy and you don't want to be able to do more than 10 reps if you want to build strength (and actually 3-5 reps is better for building strength). As you start to get stronger, use a stool or chair to support your feet just enough so that you can pull yourself up for 5 reps. The point I'm trying to make is to keep doing the movement, but find ways to continually make the reps harder, so that eventually you're strong enough to do bodyweight reps. It's not that hard. You are only 200 pounds. If I were your personal trainer I'd have you doing sets of 5 reps within 3 months.
Insanity is the second best choice, but it doesn't incorporate any weight lifting at all. It's just high intensity intervals, plyometrics, and core training. Not a bad workout at all, but I prefer P90X.
Either way you can still use my pull up training tips for a couple months. You'll be doing pull ups before summer. Also be aware that chin ups are different than pull ups, but are nearly just as good. Also, research kipping pull ups, which they frequently use in CrossFit. Kipping pull ups will trick you into thinking you can do pull ups before you actually can, but they will also help you to actually be able to do a real pull up one day.
If you are already doing fitness bootcamp and running my concern would be about your diet. What are you eating?
^^^ this too - your diet is responsible for at least 75% of your fat loss progress. Either learn to eat to lose fat, or take up intermittent fasting.
/rant
