I like my day job. It's sweet, I work with some great guys building a quality website. I work from home. I enjoy my work and they pay me ok.
However, we made some stupid credit mistakes when we were kids ( ie, your age, for most of you young punks...get off my lawn) and my wife _hates_ _hates_ _hates_ her job. ( She's in phone customer service for a large multinational bank. She's terrific at customer service but it drains her something fierce and she's not the happy glowing person I know she can be).
I can't get paid enough hourly so she could stay home from her job. I need to separate working hourly from getting paid. This seems to be the right path for that. /shrug/ I need to
1) increase monthly income (without "finding a new job" )
2) decrease monthly outgo (paying off some of those credit bills )
3) build a cushion between eating now and paying the mortgage and
4) establish a level of security that having X money coming in per month could result in the worst case happening and me losing my job.
As I've said in other threads, I've been around the Internet a few times. I'm a PHP programmer and a linux system administrator. I should be able to come up with a way to make some money here bouts.
I don't need to be rich. I'd settle for "upper middle class." ( But then, 100K/year doesn't mean much if you're spending 100K on bills, does it? ). My wife and I love to travel, I'd like to do more of that. Don't need to be a jet-setter. Just a trip now and then. I'd like to have some parts of this house fixed.
So what's driving me? Wanting my wife to be happy which will result in a more relaxed atmosphere here.
I'd be happy if I had a spike of $50000 somehow and I could pay off some bills and store some for the future. Failing that, I need to earn another $2500/monthly for at least two years.