Low Risk Merchant Account?

C

Caspah

New member
Nov 3, 2007
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Can you guys recommend a good merchant to handle normal PPS products? I know there are probably a ton, but I am unfamiliar with this market right now. Thanks.
 


Nothing internet based is ever low risk really, is it? There are just so many aholes out there who will contest a charge because the product wasnt delivered in a pretty package. Then you get the guy who orders something for himself, the wife finds out, screams at him, and he claims he never ordered it...
 
Unless it's in-person sales, banks won't consider it low risk.
Maybe you can convince them to change your status over after a year or two of a record of a very low charge-back rate, but without that record, you're SOL.
 
Thanks, let me rephrase that since I got so much helpful feedback. Can anyone suggest a good merchant for a PPS product? I guess I used the term low risk since most posts here have been for merchants that support recurring billing and are generally a higher risk and way more chargebacks then what I am looking for.
 
Low Risk Merchant Accounts are like Having Sex with your pants on, if you play you gotta pay ---If the card ain't present then it's dangerous...be careful
 
PayLinked said:
high risk, low risk, credit card alternatives! message me for details
Click to expand...
Fuck off with your spam, thanks.

For normal risk online processing, I'd recommend Merchant Account Provider - Accept Credit Card Payments Today With CDG Commerce! . They do a lot of processing for web hosting companies, which is higher risk than normal product sales, and they seem to have a number of good fraud fighting features now. Their gateway has authorize.net emulation, so it works seamlessly with many off the shelf shopping carts that have support for authorize.net.
 
If your looking for "low-Risk" go to your local bank tell them you are doing online sales and they can get it set up for you they will probably send you through authorize.net or network merchants eventually anyway.

Or you can try and find a local ISO that can usually hook you up pretty easily just depends on what you are looking for but like everyone here is saying go big or go home if your selling anything online it is considered a MOTO transaction which downgrades it making it a "higher" risk so just nut up and pay the higher fees

or try one of these guys

Processing:
Litle & Co
Chris Reinmuth
Office: 509 965 4078
Cell: 509 961 5146
Fax: 509 351 4818
creinmuth@litle.com
Payment Management — Litle and Co.

Pivotal Payments
Marc Cormier
Office: 1 866 322-4914
Fax: 866 847-6133
mcormier@pivotalpayments.com
Accept Credit Cards, Debit, etc. USA Merchant Accounts & Payment Processing | Pivotal Payments

Payment Star
Greg Hunt
Office: 801-572-5870
Cell: 801-598-5849
Fax: 801-572-5869
ghunt@paymentstar.net
This Web site coming soon

Optimal Payments
Martin Leroux
Office: 514-380-2717
Cell: 514-944-7825
Fax: 514-380-2760
Martin.leroux@optimalpayments.com
Online Credit Card Merchant Account, Accept Credit / Debit Card Payment, Electronic Checks Payment Processing Services, Secure Payment Gateway

MVPS Consulting
Peter Bunnell
Cell: 801.951.8352
Fax: 801.494.5501
jpeterbunnell@gmail.com

i got about a billion more names if your looking for some more but these are some that we have sent our clients too and they have been able to get accounts up
 
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